Top 3 Best Car Insurance companies In India


Hey everyone today I am going to tell you about Top 3 Best Car Insurance companies In India. Everyone knows that Insurance is important For Life,Car,personal thing Etc.

Top 3 Best Car Insurance companies In India

1. ICICI Lombard Motor Insurance

Considered as the top-notch car insurer in India, ICICI Lombard offers the most comprehensives policies. When considering buying an insurance policy from India’s biggest private part broad insurance agency, one should remember ICICI Lombard’s 6.44 Mn settled cases and INR 71.34 Bn in Gross Written Premium in the year 2013-14. The insurer provides repayment services against damages caused to your personal vehicle by natural and manmade calamities and by any other car.

In addition to accidental damage facility for co-passengers up to a sum of 2 lakhs, ICICI provides benefits like immediate issuance, free of cost servicing across its network of 3300+ garages in different parts of the country, heavy discounts for the members of Automobile Association, etc. You can also leverage the benefit of multiple payment modes and pay premium or buy an insurance policy from the comfort of your home. ICICI also has a care center team assisting the customers 24*7*365 in case of any issues. Doorstep surveyor facility in case an insurance policy breaks is the cherry on the cake from the insurer.

2. TATA AIG Car Insurance

Another big name in the car insurance market, TATA AIG is considered as the second best car insurer in India because of its policy features like free pick-up of car, online claim and settlement of the same within a week, and several other features. TATA AIG’s policies provide cover against total or partial loss in case of mishaps along with any damage to the vehicle’s body. Users who hold the Auto secure policy from the insurer can also reap benefits of accidental repairs warranty. Add on covers from TATA AIG include daily allowance, reimbursement of depreciation, return invoice, key replacement, no claim bonus protection.

Incepted in the year 2011, TATA AIG also promises to bear the loss of the belongings that may be inside of the car during a mishap.  The company lays equal focus on customer satisfaction like its competitors and has a support team for assistance in case you want to make a claim for your policy.

Fig: Showing the market leadership of the insurers in India


3. Bajaj Allianz Car Insurance

Bajaj Allianz not just protects the car owners in India from any unexpected damage to their car but also millions of others overseas. In India, the number 3 ranked insurance company offers free services of garages across 1500 locations. In case the cashless facility is missing, the insurer repays 75% of the amount paid in cash. Other than providing cover against any terrorist activity, Bajaj Allianz offers protection against natural disasters like floods, earthquake, etc., and manmade threats like theft, strike, riot.

Primary policy holders of Bajaj Allianz get coverage of Rs 1 lakh in case of accidents. Other than all of the aforementioned benefits, Bajaj policy holders are also on the safer side when it comes to third party legal liability on damages in an accident or lifelong injury or death. In case of breakdown, policy holders get a towing facility and vehicle inspection done by the experts. Any problems or issues are immediately addressed by Bajaj Allianz’s customer care team. The company also sends SMS updates to its customers when they are claiming an amount.

Source- Policyx


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